Pre-registration
Singapore's CPF reform sequence 2013-2024 — MediShield Life 2015, CPF Life 2013-2024 evolution, Silver Support Scheme 2016, Workfare Income Supplement increases, Lease Buyback Scheme expansion, Retirement Sum increases — preserved the CPF forced-saving architecture's macro-savings rate while materially reducing elderly-poverty rate from 41% (2014 OECD harmonised) to under 20% by 2024 through targeted top-up mechanisms, demonstrating that CPF-style architecture is upgradeable on adequacy without abandoning the forced-saving foundation.
Falsification criterion — what would disprove this
This hypothesis is considered falsified if:
Refuted if SGP elderly-poverty rate fails to fall by at least 15pp 2014-2024, OR if gross-savings share of GDP falls below 30% (i.e., the forced-saving architecture is meaningfully eroded), OR if median replacement rate fails to rise by at least 5pp.
formal test & threshold
test: descriptive_dual_outcome_elderly_poverty_savings_2014_2024 threshold: delta_elderly_poverty <= -15pp AND savings_2024 >= 30pct AND delta_replacement_rate >= +5pp
Method
- Template
descriptive- Fixed effects
year- Clustering
country- Sample
- 1 countries · 2010 – 2024
- Evidence type
- descriptive
Descriptive time-series for SGP with structural-break tests at 2013, 2015, 2016, and 2020 reform inflection points. Compare elderly-poverty trajectory against the OECD-harmonised 2014 baseline.
Data
| Variable | Source | Transform |
|---|---|---|
elderly_poverty_rate outcome | oecd:DSD_IDDtier 2 | level_pct |
gross_savings_share_gdp outcome | world_bank_wdi:NY.GNS.ICTR.ZStier 2 | level |
pension_replacement_rate_median outcome | oecd:DSD_PENSIONStier 2 | level_pct |
gdp_per_capita_real control | world_bank_wdi:NY.GDP.PCAP.KDtier 2 | log |
dependency_ratio control | world_bank_wdi:SP.POP.DPND.OLtier 2 | level |
● ready · ● pending · ● reconstruct-needed
Detailed result card
Result card — welfare_pension_singapore_cpf_2013_2024_reforms
Verdict: PARTIAL — shape=pre_post, sign matches but magnitude below threshold; |Δ_log|=0.0399; threshold 41.0%, observed 4.0%
Pre-registration
- Claim: Singapore's CPF reform sequence 2013-2024 — MediShield Life 2015, CPF Life 2013-2024 evolution, Silver Support Scheme 2016, Workfare Income Supplement increases, Lease Buyback Scheme expansion, Retirement Sum increases — preserved the CPF forced-saving architecture's macro-savings rate while materially reducing elderly-poverty rate from 41% (2014 OECD harmonised) to under 20% by 2024 through targeted top-up mechanisms, demonstrating that CPF-style architecture is upgradeable on adequacy without abandoning the forced-saving foundation.
- Falsification rule: Refuted if SGP elderly-poverty rate fails to fall by at least 15pp 2014-2024, OR if gross-savings share of GDP falls below 30% (i.e., the forced-saving architecture is meaningfully eroded), OR if median replacement rate fails to rise by at least 5pp.
- Falsification test: descriptive_dual_outcome_elderly_poverty_savings_2014_2024
Comparison
- shape: pre_post
- country: SGP
- cut_year: 2013
- pre_mean: 41.292255984972115
- post_mean: 42.973429785550216
- delta: 1.681173800578101
- log_delta: 0.03990703677501628
- n_pre: 41
- n_post: 12
Extracted threshold: {'percent': 41.0}
Variables resolved
world_bank_wdi:NY.GNS.ICTR.ZS→ gross_savings_share_gdp (outcome, publisher=world_bank_wdi, n=7720)world_bank_wdi:NY.GDP.PCAP.KD→ gdp_per_capita_real (controls, publisher=world_bank_wdi, n=14131)
Variables missing data
oecd:DSD_IDD@DF_IDD(outcome, name=elderly_poverty_rate)oecd:DSD_PENSIONS@DF_PENSIONS_REPL_RATE(outcome, name=pension_replacement_rate_median)world_bank_wdi:SP.POP.DPND.OL(controls, name=dependency_ratio)
Generated by scripts/run_descriptive.py at 2026-04-30T10:19:15+00:00
Strongest opposing argument
Every hypothesis ships with its charitable opposing argument. The framework earns credibility by handling objections at their strongest, not weakest.